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Ways To Pay

Shed Financing & Rent to Own in Florida — No Credit Check Options

Most people who need a building don't want to write one check for it. We work with several ways to pay — traditional financing, rent-to-own with no credit check, and paying outright — and we'll match you with the one that actually fits your situation. Most decisions happen same day.

Three Ways To Pay

Which one is right depends on your credit, your cash, and how fast you want the building. Tell us your situation on the phone and we'll tell you straight which of these to go after.

Rent to Own

You take the building home and pay for it over time instead of writing one check. There is no credit check and no bank — we don't pull your score, so bad credit, thin credit, or no credit file at all does not rule you out, and being turned down somewhere else does not either. It costs more in total than paying cash, and that is the tradeoff you are making for getting the building now.

Best for Buyers who don't want a credit inquiry, or who have been turned down before, and don't have the full price sitting in an account today.

Ask about rent to own See your monthly

Pay Outright

Pay cash and the building is yours the day it lands. No application, no credit inquiry, no payments, and nothing to pay off early. It is the cheapest way to buy a building here and it always will be, because there is no finance cost stacked on top of the price. Delivery and setup are still free on buildings from our lot.

Best for Buyers who have the money ready and want the lowest total cost with no contract attached to it.

Get a cash price

Traditional Financing

If your credit is in decent shape, ask about this one first. It's the conventional route: an application, an approval, and payments to a lender rather than to us.

Best for Buyers with established credit who want the lowest total cost and don't mind an application.

Start an application

Not sure which one you're looking at? Pick the building first — walk what's on the lot or price out a custom build — and we'll work backward from there. Or start from the payment instead: the payment calculator takes a monthly number and shows you every building it reaches.

Work It Out From The Payment

If you already know what you can pay a month, start there instead.

The payment calculator runs the same rent-to-own maths described above against current dealer pricing for all seventeen building styles. Give it a monthly number and it shows you every size and finish package that number reaches, what each one costs in cash, what is due at signing, and how the total changes across a 24, 36, 48 or 60 month term. Nothing is required to look — no name, no phone number, no credit inquiry.

When something fits, you can send it over as a pre-approval request with the building and the payment already attached, or carry it straight into the configurator and finish speccing it out.

Open the payment calculator Request pre-approval

How It Works

Four steps, and the longest one is you deciding which building you want.

  1. Pick your building

    Walk what's on the lot at 8205 State Rd 207 and pick something you can stand inside today, or draw up what you want in the 3D builder and order it. Custom builds take longer but you get exactly the doors, windows, colors and add-ons you drew.

  2. Pick how you'll pay

    Pay outright, rent to own with no credit check, or traditional financing. Tell us where your credit is and what you can put toward it, and we'll point you at the one that fits instead of running you through all three.

  3. Get a decision

    Most decisions happen same day. Call or text (386) 320-5573 while you're looking and we'll get it started on the same call.

  4. Free delivery and setup

    We haul it, place it and level it — no delivery line on your invoice. Free on buildings from our lot delivered inside our Florida service area. On-lot buildings can be in your yard within days of saying yes.

Financing Questions

If your question isn't answered below, call or text (386) 320-5573 and ask it directly — you'll get a straight answer, not a runaround. More general questions about sizes, delivery and site prep are on the FAQ page.

How long does approval take?

Most decisions happen same day. Call or text (386) 320-5573 during business hours and we will get it started while you are on the phone. We are open 10AM to 6PM Monday through Saturday, closed Sunday, at 8205 State Rd 207 in Hastings.

Is delivery included in the monthly payment?

Delivery and setup are free on buildings from our lot, delivered inside our Florida service area. We haul it, place it and level it, and there is no delivery line on your invoice. Because there is no delivery charge in the first place, there is nothing for delivery to add to what you pay. Send us your zip code and we will confirm your address is inside the area.

Find Out What You Qualify For

Tell us the building and where your credit is. We'll come back with the payment path that fits — most decisions happen same day.

By submitting, you agree to be contacted by phone or text about your inquiry. No spam. No sharing your info.

Or skip the form — call or text (386) 320-5573.
We're on the lot at 8205 State Rd 207, Hastings, FL 32145, 10AM–6PM Monday–Saturday.

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